????:1???????:??????

2?????????

3?????????

4???????

5???????

??1??23???(??????????????)23???????????????,????????2025???????????????????????,2025???“4??”??????????,????????????????????,??????,?????????,???,????“8+4”???,????

??2025?? ????? ?????????

??????????,???????????,2024??,????????7.5%?2025??????,??????????????,????????,?????????

“2025????????????????,?????????????,??,????????????????????????‘4???????????’?”?????????????????????

???,2025?????????????,?,??????????;?????????????????????????????????????,??????????;??“?????????????????????????”??????????????,??????500?????2000??????????,????1000?????????????????

????????????????????,2025???????6%?,????6.5%??,“415X”?????????????9.5??(???????????,?????)?

????????????,????????????2024????,??3.4????,?4,??4%?2024??????,?????,??????158????????????,????????6000????900????

“2025?,????,????????????????”??????????,????????????????“????????????”??????????????2000?????????????,???????????????,??????????????????????????????????????????????????????????????????????

????,??,???????????“??????”??,2025??1000????????????????10000?????????????,????????????????“?????????”??,?????????,???????????100??????

?????“???+????????????+?????????”???,??????????????,???????,???????????????500?,?????

??2024???????,?????,????2.06??,??????????????????????????,??????????????

“?????,???,????,?‘?????’???????‘???’???,?????????????”???????,???REITs(?????)???,???????????????????????????????,?????????

?????????????,2025?????????“8+4”??????,??????????“???????????????????”????,???“????”?(????????)

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