????1??????????4.9% ????19??

??2???21????????? (?? ?????????)???????(National Association of Realtors)??????21???????,?????1?????????????408??,????4.9%,??2%,????????

??,1??39.69??????,???????4.8%,????????19???????????????????,1???118????,???3.5%,???????????16.8%???,???3.5????????????,????5????????6???

??,????2022?????????????????????,????????,??????????????2024????????????406?,??????1995??????????

?????????????,??????????????,?????,??,??“?”?????????

????????????(Freddie Mac)20????,??30???6.85%??????????30????????????6.87%,????6.9%?

????,30????2025??6%?????(????) ????:?????