????:1??????:??????

2???????

3??????????

4???????????

5????????

«???????»??2025?1????????1??«????»??????2?,?????????????2????????,???????????????????5?????????????2????????????,??4?????(?????????????????????????),????????????2????????(5??1???2?????????????)?????????,???????,????????????,???????????????????????,?6??

?«???????????????»,???????????????????????1???????????1???????????????«???????????»?????,???????????2025??1????????????????????1????????????,?????????????15????????????,?60???63?,?50???55??????,????55??????????????58?????????

??????????????????2025????????1?????1???????????????????????????????,????,?????????????????????,????????3????????????????????????,???50???????????????55?60????,?,?,???????????????????3?????,?????1?????????????,???????

«???????????»???????????????2025?1????1???????,????????????????????????????????????????????????,??????????????????????,???????????,???????????????????????????????????????

«???????????»?????????2025????1????1????????????????????????,??????«?????»??????????????,????????;????????????,?????????,??????????????????,??

?,????,????????????1?1?,??,?;?????????1?,??????2025????1???????????????1????????,??????,????????,«????????????????????????»?,????????2024???5?????????????????????18??,???0.25???,5????????????????????????????????(???5?????????????????????????)?????????????5??????????????2.35%????2.85%,5??????????(?5??????????????)???????????5?????2.775%??????????3.325%???????2024???????????????????????5??18?,?2025??????????1??????????????????1??????

?????????«??»????????2025????????????????1????1?????????????:??????????????????????????????????60????????????????????????63??????,?60????????????????63?????????????????????63????????,??????????????????????????????,?????????????????,?3??

???????????????«???(2024????)»????????????????????91??????????,???????3159???????????????????,???????????????2025?1?1??91??,????89?????????/????????????????????????????????,2??,??????????????????43????????????????????????,??,??????????????????????6????,2025??????????????????6????????????,????????????,????????????????

?«????»?:??????????2025??????1??1????????????????????????????,???????????,????????????3?????????????4??????????5????????????????????????18????1?????-?????????-?6??1?-?,?????????????2????????4??????6???18?????6??1?????????

???????????????????????????????????«????????????»??2025?????????????????1????????1?,??2039?12???????????????????31??«????????????????»??????????????,????????????????????????????????????????1????????????,??,???????????????????????????????????,????????????????????????“?”?,??,?????????????????????????????

??????????«????»,???2025????????????????????1???1?????????,?,???????????,??,??

???????????????????????????????????«????????»,?????2025?1??1????????????????????«??»???????????????????????????????????????,???:?12???????????????????????????????????,???????12??????,?????,?,??«?????»???????,??????????????????????????????????,????????,???????????

??«??»,???2025?1??20??????«???????????????»??????????,????,??????????????????

«?????»????2025????1??????????20????????????????????,????21????,?4????«????»?????5???,?????????????«??»??????????6????????????????,????????«????»(??2023?20??????),????????????,?????????«?»??7????????,?????,????????????????????????????????????????????,????3????,???????????????????????????????????????????????????????????,??«????????»??4??

«?????????»?2025????????????1?????????????????????1???????????????«????????????????????????»?????????,?????,?,??,?????«????????????»??????????????????????????????????????????????????,?????????????????????,??

???????????«??»?????2025?1???????????????????????1???????«?????????????????????»????7???????????????45??????????????????«?»?,????????,??????????????,???????????????????????«??»??,?????????????????????????????????????????????????,?????«???????????????????????»?,?????????????,??

????«??»?????????????2025??????1????1??«????????»?8??70?????????????????????????????,??????????????????????????;????????????????,?????????????,???,???????????,???????????????????????????????????,??????????,??????????????????????????????,????????????,????????????????????????????????????????????????????????????????????????????????????????,??????????????????????????????????????????,???????????,???????????

??????«?»??????????2025??????????1????1????????«??»????,??,??????????????????“?”??????????????????“?????”?,«???????»?,??????????????????????????,???,???,????????????????????????????

??

???????????:??