?????????????

????:?????????????:??????

?????????????????11?????29???????????????????????? (????????????????? ?)?28?????????,?????????????,???????????????

?,????????2024?????????????????????6.55???,??????????????2023??6.62?2022?????7.24?????????

??????????????????(Amanda Bryden)??????,???????,???????,??????????????,???????????????,????????????????,????

???????2023?????????8???????????????15??5.25%,????8????????????????,?4.75%???,?????????????3.75%,????????????3.1%,2026????????????4%?

???,??,??39%?36%,????,?????19%,????22%?(??) ???:???????