??4.36??????????????

?2???6??? (??)?????????????6??,??,????????4.36?????????,?????????5600??????????????,??????????“???”???????

??,??????????????,????????????????,?????????????,???????????????,????,????????

?????,????,??????????????3%??????????????????,????????????????????????????????????????

???,?????????????,?????????,??????????????????????????????????,????,??????????????,?????1000??????????19.4%?(????????????????) ????:?????