???????????3% ??????

????:??????:????????

??????????????????11???????????????22??????????? (?????????? ?????????)?????????????????A??????????22?????(?)??????????????????,????,??,?????????????????3%,???????????????3300?????

??,???3267?,?3.06%;??????????????10438??,?????3.52%;?????????????????2175?,?????????????3.99%?

??????????,?????????,A???????????????;?????,????????????????,A??????????,?,??????????,????3300??????????????,????

??????,??A?,????????????????,????1.95%,????????????A????????,?????????????(????10%)?

?????,???????22?????????????????????,???????,??,????(??) ?????????:???