??????????????2?????6??? (???? ??)?6????????????????25????,??4.5%,?????????

??????????????????????????????,????????,????

??,?7?????2???????????????????????????????25?????4.5%???????????????????,????????4.25%?

????????????11???????????????,??????????????????????3.7%???????,????????????2.8%????????????????,???2027?????????,????????2%???

????????,??????????12??????????????2.5%,?????????2%???????????????,????,???(??) ??:??????

??

??:???????????,??????????,??????????????