?? ?????????4.75% ?????????????
????:1????????????:??spa?????????
2???????
3??????vx?????
4?????????
5?????????
????????????????????12?19? (??????????? ?????????????)???(????????????????????????)??????????????????????????,?????19??,????????????????4.75%,????
????????12???????????????????????18?,??????????25???4.25%???4.5%?,??,????9???????
????,??????,????????????
??,2025??????????????????????,??4?????????????????????
???????????????????????,???????????,??????????????,????,???
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