??4.36??????????????

?????????????2?????????6?????????? (??????)????????????????6????????????,?????????????,??????????4.36??????????????,??5600?????????????,????“???”???

????,???,????,?????????????,???????????????????????????,????????????,????????

??,?????????????????,????????????????3%???????????,????????????????????????????????????????

?,???,??????,????????????????????,?????,???,?????????????1000??19.4%?(????) ???????????:???