??????2??????????????21?? (?? ??)??(National Association of Realtors)????21??????,??1??408?????????????????????,??4.9%,????????????2%,?????????????

????,1????????39.69?????????????,?????????4.8%,??19???????????,1???????118????????,????3.5%,????????16.8%??,????3.5????????????,????????????5???6???????

?????,???2022??,??,?????????2024?406???,???????1995??????

??????????????,????,????,????,???????“????????????”??????????

??????(Freddie Mac)20???,????30??6.85%??????????30????6.87%,????6.9%?

???????????,30????2025??6%?????????????(?????????) ???:????

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??:???????????,??????????,??????????????