????:1???????:???????

2???24????????

3??????????

4?????

5?????????

??????2?????21? (???? ????)??????(National Association of Realtors)????????????21?????????,??1????408????????,???????4.9%,?????2%,?????

???????,1????39.69??,????4.8%,????????????19??????????????????,1??118????????,?????????3.5%,???16.8%???,???????3.5?????????,??5??6???

????????,???2022?,???,???????2024????406????,?????????????????????1995????

??????????????,????????????,??,??,??“??”??????????????

????(Freddie Mac)20????,??????30????????????6.85%??????????30????????????6.87%,????6.9%?

???????,30??2025?????????????6%??????????(??) ?????????:?????