????:1???95??????:?????????

2???????

3?????

4???????

5?2023?????????

?????1??20?? ????????????19???????,??,2024??????10%????????????,????

???,2024??9.2%,??2.714???????????????????

????????????????????(Maxime Toubart)18???:“???”???????????,????????????????????,????????????????????????????????,???

«??»?,?????,??????????????????????,????2022??????????3.26??????????????,???2023????????2.99????????????????????,?????????8%?

???,«??????????????????????»???,????????????????,????????????(???????????????) ????????????????????????:??