????:1?????95?:????????

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4???98??????

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????11?????????????????29??????? (?? ?)?????????28?,?,????????????????

???????????????,??2024????????????6.55?????????????????,???2023?????????????6.62????2022??7.24??

???????????????????????????(Amanda Bryden)??,????????,??,??,????????????????,?????????,????????

??????2023??8?????15?????5.25%,?8??????,???4.75%?????????????????,???3.75%,????????????????3.1%,2026??????????????4%?

?????????????????????,????????????????????????,????39%??????????????36%,???????,?????19%,????????????22%?(?) ?????????:???