???????????3% ??????

????:????150??:????????

???????????11????????22?????????? (? ???????????)???????A??????????????22????????????(?)???,?????????,??,??????3%,?3300?????????????

?????????????????,??3267?,?????3.06%;?????????????????????10438???,???????????????3.52%;?????2175??,?????????????3.99%?

?,?,A??????????;??,?????????????????????,A????,????,????????????????????????,????3300??,???????????????????

????,??A?????????,??????,?????????????????1.95%,??A???????????,?????????(?????????????10%)?

??????????,???22??,???????????????????????,??,??????????????????(??????????) ???????????:???