????:1????????:???????????

2??????????

3??????

4???95?????

5??????100????

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????????????????????????????,??????????????,????????????????????????????????,?????13???????,?3?????????????,????27?????

????????????? ??????????????:??????????,????????????1000????,???3000?????????

?????,????????????????,???????????,??????????????3000????21?????????,??????????????????????,????????????3.5?????

???? ??????????????????????:??,????,?????????,???

???? ??:????,????;????,??????????????????????????,???

????????,??????,????????????????????10??????????,??????????????????????????

???????????????????,???,??????????????????,????????????5000???????????,???,?????????4000?????

??????????? ?????????????:????????????,???20????,????????????????????????,?????????,????????????????

?? ????????????

????????????????????????,??????????????????????????????????????“?????????????????”,??,???

??,??????????“???????????”????:

???????,?????????????;

??????????????????????????????????????2000???;

?????????;

?????????????????

????????????,11?????????,???4.25??????????,????????????????13.2%;????32.21????????????????,??14.3%?

????????,?????????????“???????”???????????“????????”,????????????????

???????????? ????:“?????”???????,?????????????,?????????????????

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?????,????????????,????,??????,???,????????????

???????????,???1000????????,??????

??,???????????,??,????150????,??????????????????1500????,???????????

???3???,?????????????

???????????????? ????????:????????????1500??,?????LPR(??????????????????????)??,???????????12???????,???????????????,??22?????

???????????,11????????????????,?????????3.45%,???36?????????????????,???????

???,?????????????:

1???????0.25????;

7????9????7??????????0.3?;

????????,?????????????????LPR??,5?????????????????LPR????60?????????????;

??????????????1?????????????????,????????2??????????;

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????????,?????300??????????????????

???????????? ????:??????????????,?????????????,?????????,???,???

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????????,???9??????,???????“??????”?????“?????????”“?????????????????????????????????”??,????????????????????????????????????,???????????

???????,??????????????????????,???????,5000??????????????1.5????,????????1500???

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