????:1?????:??????

2????????????

3?????????????

4???????

5????????

???:??12??,?????????????????????????(12??????????????????????1?????????????)?????,????,????????????????

“??????????”?

????????????????«???????????????»12?1?????????????????,«????????????»?????????????????,?????????????????????????????;??????“?”??????

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12?1????,?«??»???«???????»??????????????????????????????????,???????????????“??”“?????”??????????????????????????:???????????????????????????;???????;???????????????????????????,????

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??12???????1????,«?»????????????,????????????0.5???????????,?,??????????1.5%,?????1%,??0.5%(???)?

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???????????????????????????«?????»,??12???????????????????????????1?????????????,??????,???????????????20%????????????????

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