?????????????

????:????????:??????

??11?29???????? (? ??)?28?????????,?????????????,??????????????????

??,??????????????2024???????????????6.55?????????????????????,????????????????2023???????????????6.62????2022?7.24?????????????????

????????(Amanda Bryden)?????,????????????????,?????,???,??,?????????,?????????????????????????

??????2023??8????????????15????5.25%,???8????????????,????4.75%???,??????????????3.75%,????????3.1%,2026?????4%?

?????????????,??????????????,???????39%??????36%,??,?19%,???22%?(??) ??????????????????:????????