????1??4.9% ????19??????????

??2????21???? (????? ?????????????)????(National Association of Realtors)?21??,????1?408???????,????4.9%,????2%,???????

?????????,1?????39.69??????,????????????4.8%,????19?????????????,1?118??,??3.5%,????16.8%????,???3.5?????????,????????????5??6?????????????

????????????,???2022?????????,????,?????2024??????406???,??1995??????????????

???????????,??????????????,??,???????????,????????????“???????”??????????????????????

???????(Freddie Mac)20????????,????????30??6.85%???30???????6.87%,???6.9%?

????????,30???????2025????????6%?????(??) ???:?????