??????????25????7.5%

?????????1????????????????????????????31? ????:??????(??????????????????????????? SARB)??????30????????25??????????????7.5%,???????????2024??????9??????

??6???????4:2???,?????????,?????

??????????,????????????,????????????????????????,?;??????????“????????????,????????????”?????????????,????????????

?????????,??,???????2024??????????12?????,????????????5%???????3%,?????????????,????????15???????????????????,??????????????????????????,?????????????????4.5%?????????????,???????????

??,??????,??,????????????????(???????????????)??????????????????

??????????,??

??????????,???????????40??0.38%;?2.42%??10.575%?(?????) ??????:??