????:1???????2021:92??95?????

2?????????

3?????????????

4????????????

5??????vx

????1??????31?????????????? ????:??????????(????? SARB)?????????30??????????25?7.5%,??????????????????????????????2024?????????9?????

?????6??????????4:2?????,??,??

???????????????,???,???????????????????????????????????????,????????????;??????????“?????,????????????”?????????????,?????????????????

???????????,????????,??????????????2024?????12???????,???????????????????????????5%??3%,???,??15????????????????????????????,????????,??4.5%?????????????????,??

???????????????????,??????,??,???????????(?????)????????

???????????????,?????????

????????????????,?40??0.38%;?2.42%????????????10.575%?(???????) ?????????????:???????