???? ???“?????????”??????

??????1??????????????23?????(????)23???????????????,????2025????????????????????????,2025??“4????????”???,????????,?,???????????,??????????????,????“8+4”????????????,????????

????????????,???,2024????,????????7.5%?2025??,???????????????????,???,????

“2025??????????????????????????????????,?????????????????,???,????????????????????????????????‘4??’?”?????

????,2025???,??,???;????????????????????????,?????????????;?????????????“?????????????????????????????”?????,??500????????????????2000???,?????????1000??

???????????????????,2025??????????6%??,???????????6.5%????????????,“415X”??????9.5?????(???,?????????????)?

?,?????????2024?????????,??????3.4??????????,??4,????????????????????4%?2024??,?????????,????158??,??6000?????????900??????????????

“2025????,?????????,??????????????”????????,????????????????????“???????????????”???????2000????,???????????????,???????????????????????????????????????????????

????????????????,???????????,????“??”????,2025???1000???10000?????,???????????“????????”?????,???????????????????????????????,??????100????

????“?+?????+?????”??,?????????????????,???????????,?????500????????,?????

??????2024?,??????????,??2.06???????,???????????????????????,??????

“???????????,???,????????????,??????????‘?’?????‘??????’???????,????”???????????????????????,???????????????REITs(???)??????,??????????,???????

????,2025???????????????“8+4”????,???“??????????????????????????”?????????????,?“??”?(??)