????????30??6.89% ??????

???2?6?? (?? ???)??????????????????(Freddie Mac)??6????,???????30???6.89%,??????

??,??????????????30???6.89%,?6.95%,??????6.64%?

??10?????????????????????10???????4.79%,??,6???????????????4.43%?

?9??,??30???????9????6.08%,??????????

?????,?“??????”,???????,??????????,???????????“???”???,30?????????????????????2025???????6%?????????

??,2024??????406?????,???2023??????????0.7%,???????????1995?????????????

????????????1??29??,??????????????,????????????4.25%????????????????4.50%???????,?“???????????????????”???(???) ????????:?????????????