????:1??????????:??????

2??????????

3???????????

4?????????

5???????????

??????2????????6?????? (??)???????6??????????,???,?4.36??,??????????????5600???,?????“????????????????”?????????????

??????????????,?????????????,???,?????????????,????????????????????????????????,?????????????????????,???????????

????,??,???????????????????3%???,??????????????????????????

???,?????????????,??,????????????????????????????????,????????????????,?????,???1000?19.4%?(??????????) ????:??????????