????:1?????:???????????

2???????????

3?????????????

4??????????

5??????????

?2????????????????19????????? (?????? ?)????????19??,???????5.75%??,??5%,??6.5%?

????????1???15????????????,??????????25????????????5.75%,?????????????5.75%???????????,????,??????

?????????,?????????2025?????2026????????????,?????????????2.5%±1%??????????,???????????,??????,????

??????????????????,????,????????,????????????????,?????????,?????,??????????????????(???????????) ??????????????????:???