????:1??????:??????????

2?????????????

3??????????

4??????????

5?????????

???????1??????31?? ??:?????????????????????(???????????? SARB)????????????30??????????25??????????????7.5%,????????????????????????2024?????9???????????

??????6??4:2???????????????,??????????,???????????

?????,?,????????????????????????????????????????????????????????,?????;???“??,????????????”??????,?????????????????

????????????,????,??????2024?????????12?,??????????5%?????????3%,????,?????????????15?????????,????????????????????????,??????4.5%??,???????

??????????,????????????????????????????,?????????????????,?????(???????)??????

?????,??

????????????????,?40?0.38%;????????2.42%??10.575%?(??????) ??????????????:??????