??4.36??????????????

??????????????2??????6? (???)?????6??????????,?????????????,???4.36????????,??????5600?????????????,??“?”???

????????????,???????,?????????????,????,????????????????????????????,??????????????,????

???,?????????,????????????????3%???????????,????????????????????????????????????

????????????????,????,??,?????????????????????????,??????????,?????,??????????1000????????????????19.4%?(????) ????:???????????????