??2?????????????21? (?? ???)????????(National Association of Realtors)??21?????,????1????408??,??4.9%,????????????2%,?????

????,1???????39.69????????????,????4.8%,???19??????????,1??????118??,????????????3.5%,????16.8%??????,?3.5?????????,????????????5???????6???????

??,????????2022??,???????,?????2024????406???,????????1995??????????

???????????,??????,????,???,?“???”?????

????(Freddie Mac)20??,????????????30???????6.85%??????????30??????????????6.87%,?????????????????????6.9%?

??,30????????2025?????????6%?????(?????????????) ????????????:????

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??:???????????,??????????,??????????????