????????30??6.89% ??????

????????2????????????6??????? (?????????????? ???????)??(Freddie Mac)??????6?????????????????????,??30??????????????6.89%,????

???,??????30????6.89%,??6.95%,??6.64%?

?10????????????????????????????10???????4.79%,??????,6?????4.43%?

?9???????,??30???????9??????????????6.08%,?????????????

??,??“??”,??????,??,???“??”??????,30????????????????2025????6%????

?????????,2024?406???????????,?????2023?0.7%,??1995??

???????????1???????29???????????????????,??????????,?4.25%????????????4.50%?????????????,??????????????????“?????”????(???) ???:????