????2??????21?? (???????????? ?????????????????????)??????(National Association of Realtors)????21????????,?????????????1?????408??,?4.9%,?????????2%,????

????,1????39.69????????????,???????4.8%,??19??????????????,1????????118??????,???3.5%,???16.8%??,??3.5????????????????????,??5????6?????

????,????2022??,???????,????2024?????????406???????,?????????1995?????????????

?????,???????,??,????,????????“???”???????????????

???????(Freddie Mac)20????????????,??30????????????6.85%?????30????6.87%,?????????6.9%?

??,30????2025??6%?????????(?) ??????:???

??

??:???????????,??????????,??????????????