????????????2??21???? (? ???????????)??(National Association of Realtors)??21????,??1????????408??????,????4.9%,??2%,??????????

??,1?????????????????????39.69?????????,???????4.8%,??????????????19????????,1???118?????????????,??????3.5%,?????16.8%????????,????3.5????????????,????????5??6??????

???,?????????2022????????????,??,????2024???406??????,????1995???????

?????????,????,????,??,?????????“???????”???

????????(Freddie Mac)20????????????,?30????????????6.85%??30????6.87%,??6.9%?

????,30?????????????2025????6%?????????????(???????) ?????:???

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??:???????????,??????????,??????????????