????:1??????????:??????????

2?????????

3?2023??????

4????????????

5????????

??1?????31?????????????? ??:????(???????????? SARB)???????30????????????????25??????7.5%,?????????2024???????????9???????????

?????????????6????????????4:2??,?????,??????????????????????

?????????,?????????,???????????????????????,??;??“????????????,????????????”?????,?????????????????

?,?????????????,????????????????????????????2024?12??????,??????5%????3%,?,????????15?????,???????????????????,???????4.5%?,?????????????????????????????

?????????,???????????????????,??????????,?(????)??????????????????

???????????????????,???????????

??????????,?????40????????????0.38%;???????????2.42%??10.575%?(??????????) ??????:???????