????:1??vc????????:??????

2????????????

3???????

4?????????

5????????MM

????????

??????????? ??????????“??????????????????????”?????????

??????????

?????????2025????????????????????????,??

????????,???????????????,?????

?????,????,??????????????

??,??“??”;??????????,??;AI???,????????……??????,???????,??????????

????????????2024?,????????????11?????????,???????????????????43763??????????????,????????3.0%;??????????0.16%?1-11????????,?????442723?????????????????????????,??3.5%?

??????????,???????“????????????????????,???”???????

??,????????????????????«???????????»???????,???????,???????????????,?????????????????????????????2025????

???,????????????????,????????????????????????

“??????????????????,?????”??,???????,?????,????,?????????,?????????????????

??????,????????????,“??”“????????????????????‘?????????????’?????????”?

???

?????????????????????,?????????,??,???????????????,?????????,??????????????,??????????,????????????????????????,??,??????????2025?????????????????????,???????????

????????????????“????????????????????”“?????????????”???????????????????,?????????,??????????????????????????

“????????‘?????????????????????????’‘?????????????????????????’??,????”??????????????????,??,????????????,“?????????????”?????????????????,?????????,???????????????????,?????????,???????????????????????,??“??????”???????????????????,?????????,???,??????????????

?2024????????,????????????

“???????????????????,???,??????”??????????,?????,????????????????????,?????????“????”?????,?????,????????????

2025???

??,????????????,?????????2025??,?????????????,??????????:???????????,???????????????;???????????????,?????????;????????????????,????????????;????,???????????????,??

?????? ??????? ?????????? ???? ???????:???????????????????