?????“????????”,?????

??

?????????/????????????

2025??,???????????????4.25%?4.5%???????????,???????????????????2024????????????9?????

????????????????????,?,??????,?????????????,????

??????????,??????????????????????,????“????????”???????????????,??????????“????2%?????????”???????????????,???????,???????????????????“??????????????”???????????????

?????,?????????????,?????????2%????????????“??????????”??????????????,?????????

???????????,????,????????????????????????,????2%???????????????????,??????“?,????”?

??????,?????????“?,??”

?????????????,???,?????????????????????,????

?????????????,???????????????

????,??????????????????,?,?,????????,???????????,????????????????????????????????,????6???????????12?????25????????,??????2026??,??3.5%??????????3.75%?

???,?????,2025?????????????????CPI?????3%;??????,???????????????????????2025??1????????????????2??????????????,??????????1????,?????????3???????????????????

“?????????,??????????????‘??’,??????????????????”???????,??????????????,?????“??????????”,???????,??????

??????????????,??????????????,?????????????,??????????????????????,?????3?????,3?,?????????? ????:???????

?????????

??????????“????????”,??????????

????????