????1????4.9% ??19??????????

??????2??????21? (?? ??)????(National Association of Realtors)?????21???????,????1??408?,???4.9%,????????????2%,?????????

???,1??????????????39.69??,????4.8%,????19??????????????,1??118???????????,?????3.5%,??16.8%????????,??3.5?????,???5???6????

????????????,?????????????2022??????,????,?????????2024??406??????,????1995??????????????

????????????????,???????,??,???,????“?????????”?????????

??(Freddie Mac)20??,???????30?????????????????????6.85%?????30?????????6.87%,????6.9%?

????????????,30????2025?????????6%?????????(????????????) ??:????????