????:1??????V:?????95?

2??????????

3?????????

4??????????

5?95?????

????????????2???6????????????? (?????????)????6?????????????,??????????,??4.36?,??????????????5600?????,??“??”???????????

?????????????,?????????????,??,????????,????????????????,???????????????????,????

?????????,????,??????????????3%????,??????????????????????????????????????????

?????????????,???,????,???????????????????????????????????,???,??,?1000??19.4%?(????????????????) ?????????????????:???????????