(????)????“?????”,?????????

????:????????:????????????

?1????????30?????????????? (??? ??)2025?29???,??????????????4.25%???????????????4.5%????????,??????2024?9??????????

??????????,????????,?????????,??????????????,?????????????

?????????,????????????,???????????“??????????”?????????????,?“??????2%???????”????????????,??????????????????????????“?????????”?????

?????????????,??????????,?2%??????????????????????“??????????????????”???????????,???????????????

??????????????,??????????,????????,?????2%?????????????????????????????,??????????????“??????,??”?

??????????????,??“???,????”

?????????,????????????????,??????????????????,??????

?????,????????

???,???????????????,?????????????????,??,????????????????????????,??????????,?????????????????????????,?????6???????????????12????????????25?????,??????2026????,????????????3.5%???????3.75%?

????,?????,2025??CPI??3%;???,????????????????2025????1????2?????????????,????????????????????1???????,???3???????

“????????????????????,???‘?????????????????’,??????”??????????,?????????????,?“???”,??,?????

????????,???????????????,??????????????,??????,????????????????3?????????????????????????,3????,???????????????????(??????) ??:?????