???25??????

????????1??15????????? ????????????15?,???????????25??5.75%,???

?5%,?6.5%??????????,???

2024??9????????,????????????6.25%?????????6%,??????5.25%,??????????????6.75%?????????,????????????6%??????????

????6%????????5.75%,??????????????????1???????????????14??????15????????????,???????2025?????2026?????,??????????????2.5%?,???

????????,?????????,?????????????????????(????????) ??:?????????