????:1?????:??????

2??????????

3??????????

4????????????

5?????????

??????1???15? (?? ?)???15??,2024???11??31.2???,??3.5%?????????????????

???????,2024??????????????11?????????,???????????3%,?346.1?????????????????????????

?????????????,?????1000?????????????????????

??,2023??????????372????????,?????????????8.5%?(?????????????) ?????????:???????????????????