???????????5.75%??

??2?????????19?????????????????? (??????????? ?????)???19?????,????????5.75%?,?????5%,??????????6.5%?

??1????????15???????,????????25?5.75%,?????5.75%????,??????????,??????????????

??????????????,????????????2025??2026?????????????????,??????2.5%±1%???????????????,??,???,???

?,?????????????????????????????,????????????,?????????????????????,??,?,???????????????(?????????) ???????????:?????????????