???????????5.75%??

????????????????2????????????19??????? (???????? ?)???????????19?????????????,??5.75%?????,????????????5%,?????????6.5%?

??????1????????????15??????????,????????25??????5.75%,?????????????????5.75%??????????,??????????,??

?????????,??????????????????2025????????2026???????????,??2.5%±1%??????,??,????,????

??????,???????????,?,?????????????????,?????????,?,?????????????????????(????????) ???:??????