??4.36??????????????

??2?????????6????????????????? (?????????????)?????????????6????????????????,?????????????,???4.36????,???????5600??,???“??”????

?????????????,?????????,?,??????????,?????????????????????,??????????,???????????????

???,??,?????????????3%???????????????,????????????????????????????

??????????,?????????,????,???????????,??,?????,?????????????1000??????????????19.4%?(????????????????) ???????????:?????????????