?????????????

????:???????:?????????

????11?????????????29?? (??????? ??????????????)??28?,???????,???

??,????????????????????????2024?????6.55?,????????????2023?6.62??????2022?????????????????7.24????????????????

???????????(Amanda Bryden)????,??,???,?,?????,?,?????????????????

?????????2023????????????8?15?????????????5.25%,?????????8??,?????????????????????4.75%???????????????,?????3.75%,??????3.1%,2026???4%?

???????????????,??,??????????????39%?????????????????36%,??,???????19%,????????22%?(????) ?????????????????:?????????????????