????:1???????:??????????

2?????????

3???????

4????????????

5???100????

??1??????????31????????? ??:?????????????(???????? SARB)?30????25??7.5%,????????????????2024????????????9??????????????????

??????????6??????????????4:2?,???????????,??????

????,?,??????????????????,??;????????????“??,??????????”?????????????????,????????????

??????,??????,?????????????????2024??????????12?,?????????5%?????????????3%,????????,??????15???????,??????????????????????,??4.5%???????????????????????????,??

?????????,????????????????????????????,????????????,???????(???)????????????

????????????????,??

???,?????40????????????0.38%;?????????????????????2.42%???????10.575%?(????) ????????????????????:?????????????