????????????,??: ?????!

?????????2???????????????????18?? ???,???????????????????????????18????,???????????0.25%,??,???

????,????????,??????????0.25%,??4.1%,??????????????????????2020???11??????????????????

??,“??????,?,????”

?????,????????????????????“?”???

???,?????????????????????“?????????????????????”?????,??????“???????”?

??,???????2022????????????????12??????7.8%????2.4%,?????????????,???? ????????:?????