????:1?????????:????????

2?????????????

3?????

4??????????

5?????sn

????2??3? (????? ?)2???????3????,?????,????????10%,???????????????6%?

???,????????????1???????????31??,??????????????,?2800???????????????2?????1???????,??2810???

?,??6?12???,????,?????3000???????????????????????,??

??(?????????)????,?????????,??4500??,?28%,?????3?,??????7?????????,??,?51%,????????

?????????,?????????????????????,AI(???)??????????????-W??6%,?10%,??31%????????,?????16%,????6%?

???????,2024????2000???????????????????,???????,?????????2025??????????????

???????,????20217.26??????????????,???????7.85??????????????????,?0.04%;????????????????4737.46??????,????13.83????????????,??0.29%;?????????7384.11????,?1.98?,???????????0.03%?(??????) ?????:????????