?????2??????6??? (?? ?)????(Freddie Mac)???6?,????????????30????????????????6.89%,????

???????????????,???30?6.89%,?????6.95%,??6.64%?

??????????10??????????????10?????????4.79%,?,6???4.43%?

????????????9????????,???30???????9??6.08%,?????????????

?????????????????????,????“???????”,??????????????????,??,??“?????”??,30??2025???????6%???????

?,2024?????406???,???????2023??0.7%,??1995???

??1???????????29??,??????????????,??????????????4.25%???????????????????4.50%??????????,????????????“??”???????(??????????) ???????????????:????????????

??

??:???????????,??????????,??????????????