????“??????”??? ????

???:???????????“????????”??????,???????????????,??,????????,???

????????:???????????????????

?,???,??????????????????????????????????

?????????????,??????????????,???????????1000????????,?,???????

??????????,??1????,????19.35????????,???3.81%,??????????????????14.7%?2??????????8????,????18.5??????????????,??13%??

????:????????? ???????????

??

??

??????,???????????1??????????,????????,??,1????10.02???????????,??????????1.67%,???????????

??,?????????????????????,?1????,?????????,?,????????,?,??????????????????

????,????????????,????????,?????????????????1???5?????????,??????????1.5??,??????????????????,??????,???

???,2024?????????0.3?,??????1???????????????????0.7?????????,??????

??????????,???????????2??????,???????2.4%,??2.5%? ????????????:????????