???????????3% ??????

????:?????:???????????

?????????????????11??22???? (?? ?)??A??22????????????(???)????,??????????????????????,??????????,?????3%,?3300????????

????,?3267?,?????3.06%;????????????10438??,?????3.52%;??????????2175?,??3.99%?

????,??,A???????;??????????,?????????,A???????????,?????????????????,????????????,?????????????????3300?????????????,???????????????????

???????????????,?????????????A???,??????????????,??????????1.95%,????????A????????????????????????????????????,???????(??????????????10%)?

??????????????????,??22?,????????,?????????,???(???) ????????:?????????