??????????? ?????????????

????????????1???22?? (?????????????)?????:?????????2024??????????????,?????????????????32.93???????????????????,??????????????????14.6%,???????????????,?6000????,?1/3??????

2024??????,??,????????????????????????????1000??2000?,??????????????????????????????,??????????????,??????????,?,???????????????

????,?????2024????,???????????1????????????????,???????????0.3??????????,????????,2024??12?????????????????????????,??????????3.43%,??0.36????? ?????:??????