??4.36??????????????

?????2????6?? (???)???6??????????,?????????????,????4.36?????????,?????????????????5600????????????????,??“??????????????”?????

??????????,??????????,?????????????,?????????????,????????????,???????????????,????

?????????????,??,????????????????3%???????????????,???????????????????????

?,???,??,???????????????????????????,??????????,???,??????????????1000????????????????19.4%?(?) ?????????????:?????????????